Getting stranded on a remote highway due to a flat tire, engine breakdown, dead battery, or empty fuel tank is a stressful experience. Roadside Assistance (RSA) is a highly valuable add-on cover for comprehensive motor insurance that provides round-the-clock emergency support, ensuring you are never left helpless on the road.
Services Included in RSA
RSA covers a wide range of emergency services. These include towing the vehicle to the nearest authorized workshop, jump-starting a dead battery, changing a flat tire using your spare, delivering emergency fuel (up to 5 liters), and retrieving keys locked inside the car. Some premium RSA add-ons also cover hotel accommodation or taxi support for passengers if the car cannot be repaired on the spot.
Need Expert Guidance on Your Claim or Policy?
Talk directly to licensed insurance specialists. Unbiased advice with zero fee.
Impact on No Claim Bonus (NCB)
A key benefit of using Roadside Assistance services is that they do not constitute an official insurance claim. If your car breaks down, you call the RSA helpline for a tow or battery jump-start, your accumulated No Claim Bonus (NCB) discount remains entirely unaffected. It is a service benefit, not an insurance payout, making it highly cost-effective.
- RSA provides peace of mind for highway travelers, night drivers, and senior citizens.
- Using RSA services does not impact your accumulated No Claim Bonus discount.
- Check the distance limits in your policy, as standard towing coverage is usually capped at 50 km.
- Save the dedicated RSA emergency helpline number in your phone contacts.